Policies for corporate clients


Tailored for small and medium sized enterprises (SMEs), both selling goods and services in Oman, as well as selling to international markets. This simplified policy is for business entities registered in Oman as SMEs.

Insured Profile & Eligibility

Insured profile & eligibility
  • Companies registered in Oman
  • SMEs
  • Trading locally or when exporting

Cover Provided

Cover Provided
  • Simple, off the shelf policy, with Discretionary Limit
  • Multiple buyers

Risks Insured

Risk Insured
  • Buyer Payment Default or Insolvency risks

Optional add-ons

Optional add-ons
  • Discretionary Limits
  • Assignment of benefits to banks

The SME Policy by Credit Oman, is tailored for small and medium sized enterprises, both selling goods and services in Oman, as well as companies selling to international markets.

This commercial and simplified policy for SMEs can be used by companies registered in Oman as SMEs (holders of SME cards) and have a permit to trade.

Key benefits of the SME policy:

  • The policy premium is based on standard fixed rates, and the plans can be chosen based on the discretion of the insured Policy management is streamlined and simple to navigate
  • The cover will encompass both new and existing buyers, assisting SMEs to grow their sales reach and expand their turnover.


Trade credit insurance policy

For companies registered in Oman, seeking to trade with local buyers or export their products or services internationally, the short-term trade credit receivables policy safeguards sales transactions and protects cash flow.

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Multi-buyer trade credit insurance policy

The Multi-buyer Policy by Credit Oman, offers full buyer portfolio coverage. This policy is ideal for companies selling to a large number of buyers, locally in Oman or exporting to international markets.

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Advance Payment Insurance Policy

The Advance Payment insurance policy is issued to companies that are registered in Oman. The policyholder purchases this Policy, to insure the advance payments that the policyholder is carrying out, for both local and international suppliers.

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Extended short-term credit insurance policy

The extended short-term credit insurance policy insures its holders against the payment default of their corporate buyer for the sales of goods and services, payable by instalments, over a period of up to 36 months.

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